Low CIBIL? Let's talk solutions!
Get Instant Personal Loans
of up to ₹50,000
in just 10 Minutes
100% Digital Process
Instant Eligibility Check
Secure Aadhaar eSign
No Collateral
Transparent pricing — no hidden charges
Fast Disbursal
Why ActoLoan Is The Best Choice For You?
ActoLoan is a digital product of Prakash Chemtex (India) Limited, an RBI-registered NBFC (Reg No: 1400538). With decades of lending experience behind our parent, we offer a fast, professional digital journey—personal loans for salaried customers with tenures from 61 days to 365 days. Annual Percentage Rate (APR) ranges from 18% to 42% depending on your profile; transparent pricing with no hidden charges. Use our platform for an instant eligibility check, complete a 100% digital loan application, and sign securely with Aadhaar eSign where applicable.
Digital Loan Application
100% Digital Process
Instant Eligibility Check
Tenure 61–365 Days
RISKS
A disclaimer before you start your loan application
01
Cost of credit
Personal loans may cost more than secured long-term products (e.g. auto or home loans). Your Annual Percentage Rate (APR) will be disclosed clearly in your loan agreement.
02
Residents only
We greatly value the trust of our Indian customers and are committed to providing services that prioritize your unique requirements.
03
Salaried customers
Our digital loan application is designed for salaried individuals; minimum income and eligibility criteria apply as per policy.
our working process
step
Application submit
Complete your loan application online in a few guided steps.
step
Review & Verification
Our team reviews your application and verifies your details. We ensure quick processing for fast approval.
step
Loan Approval
Get approved quickly! We process applications fast and notify you immediately upon approval.
step
Loan disbursement
Receive your funds quickly. For one-time loans, get full amount. For regular loans, receive scheduled disbursements.
Our Services
Tailored Financial Solutions for Your Unique Financial Needs
Quick Instant Loan
Fast-track personal loans with instant eligibility check, 100% digital process, and clear APR-based pricing—no hidden charges.
Know MoreFlexible Personal Loan
Structured personal loans with tenure from 61 to 365 days, transparent APR from 18% to 42%, and a fully digital loan application.
Know MoreEmergency Loan
Our 10-Minute Loan Disbursal feature makes us the most reliable NBFC at the times of medical emergency.
Know More
0+
Loans Disbursed
0+
Happy Users
0+
Repeated Borrowers
